Welcome to Exityear
The next-generation open financial modeling platform
Plan your path to financial independence with confidence
Try It Now
Drag the sliders to see how your financial future could unfold
Demo projection using simplified assumptions (7% return, 4% withdrawal rule). Actual results vary based on market conditions, taxes, and individual circumstances.
Life Branches
Test different financial futures without corrupting your baseline plan. Model multiple paths to retirement with ease.
Monte Carlo Analysis
Understand sequence of returns risk with probabilistic modeling. See the range of possible outcomes for your retirement plan.
Share & Collaborate
Share your plan with advisors or family via read-only links. Get feedback and refine your strategy together.
Plan vs. Reality
Track your actual progress against projections monthly. See if you're ahead or behind schedule with clear variance reporting.
Roth Conversion Lab
Optimize your tax strategy by identifying Roth conversion opportunities. Fill tax brackets efficiently to minimize lifetime taxes.
Market Stress Test
Test your plan against historical crashes and worst-case scenarios. Know your plan is bulletproof before volatility hits.
Simple Pricing
Start free, upgrade when you're ready
Frequently Asked Questions
What makes Exityear different from other financial planning tools?
Exityear is built specifically for the FIRE community with features like life branches, Monte Carlo simulations, and Roth conversion optimization. Unlike traditional tools that lock you into rigid plans, we let you model multiple financial futures simultaneously and stress-test them against market volatility.
How accurate are the projections?
Our projections use historical market data and sophisticated modeling techniques including Monte Carlo simulations to provide probabilistic outcomes. While no tool can predict the future, our models help you understand the range of possible outcomes and prepare for various scenarios. We encourage users to update their actual values monthly to track reality vs. projections.
Can I share my plan with my spouse or financial advisor?
Yes! You can generate secure, read-only sharing links for any plan. These links allow others to view your projections, charts, and life branches without being able to make changes. You can revoke access at any time from your settings.
How do life branches work?
Each life branch is a complete copy of your baseline plan that you can modify independently. Want to see what happens if you retire 5 years earlier? Create a life branch. Curious about the impact of a job change? Create another life branch. All life branches live side-by-side so you can compare outcomes and make informed decisions.
Is my financial data secure?
Absolutely. All data is encrypted in transit and at rest. We also don't collect account numbers or integrate with any third party financial integrations. We use industry-standard security practices and never share your data with third parties. Your financial information is stored securely on enterprise-grade infrastructure with regular backups.
What do I get with the free plan vs. Pro?
The free plan gives you 1 financial plan, 1 life branch, net worth projections, and basic themes. Pro ($49/year) unlocks unlimited plans and life branches, Monte Carlo analysis, and 7 creative themes. Every new account starts with a 14-day free trial of Pro — no credit card required.